When Union Bank was notified in December of Council’s decision to place our building loan with Thrivent because of the 10 year loan at 4.875%, they asked if we would reconsider if Union Bank gave us a 10 year loan.  In the end, Union Bank offered us a 10-year loan at a 4.32% interest rate, so Council had another vote and we have agreed to place our loan with Union Bank.  The Appraiser has looked over the Church property and we should have an appraisal of the Church property by the end of January.  In the meantime, since we already have over $80,000 in our building fund, we have told the lift contractor to start ordering material and begin construction.  We expect to have our construction money from Union Bank in early February.  We continue to raffle the first rides in our new lifts.  Tickets are available for $1 each, in the Fireside Room each Sunday.  Proceeds from the raffle will go into our Building Fund.